Resources & Guides
Expert advice, buyer's guides, and industry analysis to help you make smarter decisions.
What Health Insurance Actually Costs in 2026: Premiums, Deductibles, and Out-of-Pocket Expenses
We analyzed pricing data from every major insurer to show what Americans actually pay for health coverage - broken down by plan type, age, family size, and state.
HMO vs. PPO: Which Plan Type Is Right for You?
The choice between HMO and PPO affects every doctor visit, specialist appointment, and medical bill you'll have this year. Here's how to decide.
ACA Subsidies Explained: How to Get the Biggest Discount on Health Insurance
Premium tax credits can save you hundreds per month on marketplace health insurance. Most people who qualify don't claim the full amount they're entitled to.
HSA Accounts Explained: The Triple Tax Advantage Most People Aren't Using
Health Savings Accounts are the most powerful tax-advantaged savings tool available - even better than 401(k)s in many ways. Here's how to maximize them.
Open Enrollment 2026: Everything You Need to Know Before the Deadline
Open Enrollment is your annual window to choose or change health insurance. Miss it and you're locked in (or locked out) for 12 months. Here's how to make the most of it.
Health Insurance for the Self-Employed: Best Options for Freelancers, Gig Workers, and Small Business Owners
Self-employed workers pay the full cost of health insurance with no employer contribution. Here are the most affordable options and tax strategies to reduce the burden.
Health Insurance Jargon Decoded: Every Term You Need to Know in Plain English
Deductible, coinsurance, copay, out-of-pocket maximum, formulary - health insurance has its own language. Here's a plain-English guide to every term that affects your wallet.
Mental Health Coverage: How to Find a Plan That Actually Covers Therapy and Medication
Despite parity laws, mental health coverage varies dramatically between plans. Here's how to evaluate therapy, psychiatry, and medication coverage before you enroll.
Medicare Explained: Parts A, B, C, and D Decoded for Beginners
Turning 65 and confused about Medicare? You're not alone. Here's a clear breakdown of every Medicare part, what it covers, what it costs, and when to enroll.
Family Health Insurance: How to Cover Everyone Without Breaking the Budget
Insuring a family of 4 averages $18,000+ per year. Here's how to choose between employer plans, marketplace plans, and CHIP to find the most affordable option.
Your Health Insurance Claim Was Denied: Here's Exactly How to Appeal and Win
Roughly 1 in 5 claims gets denied initially. But most people never appeal - even though over 50% of appeals are successful. Here's the step-by-step process.
Telehealth in 2026: What's Covered, What It Costs, and Which Plans Do It Best
Telehealth usage has permanently transformed healthcare access. Here's how different plans cover virtual visits and which insurers offer the best telehealth experience.
How to Lower Your Prescription Drug Costs: 10 Strategies That Work With or Without Insurance
Americans spend over $400 billion on prescription drugs annually. Whether you have insurance or not, these 10 strategies can cut your out-of-pocket pharmacy costs significantly.